Houma and Terrebonne Parish Bankruptcy Lawyer

If you are being harassed by creditors or are worried about losing your home, your wages are being garnished, or you can’t make ends meet anymore, filing bankruptcy can be a powerful weapon in your defense.

At the law firm of Damon J. Baldone & Associates, our Houma and Terrebonne Parish bankruptcy lawyer can help you take full advantage of your debt relief options.

Chapter 7 Bankruptcy

This is the most popular type of bankruptcy because it allows you to erase all of your unsecured debts and receive an “automatic stay” against collection actions and lawsuits. Its benefits include:

  • Eliminating credit card debts, medical bills, and more
  • Temporarily halting home foreclosures
  • Stopping creditor harassment
  • Stopping wage garnishments

Chapter 13 Bankruptcy

This kind of bankruptcy allows you to create a structured, interest-free repayment plan to repay some or all of your debts over a three- to five- year period. Like Chapter 7, filing for Chapter 13 bankruptcy will put an automatic stay into effect, halting wage garnishments, credit card harassment, and collection actions in their tracks. In addition, Chapter 13 may allow you to:

  • Strip off and eliminate junior mortgages such as home equity lines of credit
  • Reduce car payments and avoid car repossession
  • Keep nonexempt property that would be liquidated under Chapter 7
  • Repay outstanding tax debts without interest

Chapter 11 Bankruptcy

This bankruptcy chapter is designed with business in mind. It contains complex provisions intended to create a reorganization plan for debts. If you are a business owner, we can advise you about the pros and cons of Chapter 11 bankruptcy and assist you as necessary.

Testimonials

What Our Customers Are Saying About Us

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B Mc c

Professional team, excellent communication. Difficult situation to say the least, but they made me feel like I was going to be ok and they were on my side.

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Bubbles Popping

Baldone will make your divorce as painless as possible. He specializes in getting this done in a timely manner. He is also knowledgeable in accidents. He was able to get a friend of mine a Substantial amount of funds to help with all of his pain and suffering. He went above and beyond. More importantly he made sure the problem was fixed so now the chances of that same accident happening is very unlikely.

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CC Cooper

Outstanding attention to detail. Genuinely cares about people.